*{box-sizing:border-box}body{margin:0;background:#f6f8fb;color:#14243a;font:16px/1.6 system-ui,-apple-system,Segoe UI,sans-serif}.wrap{max-width:1110px;margin:auto;padding:0 24px}.header{background:#101e32;color:white}.top{display:flex;align-items:center;justify-content:space-between;padding-top:19px;padding-bottom:19px}.logo{font-weight:850;font-size:25px;color:white;text-decoration:none}.logo span{color:#48dfbd}.home{color:white;text-decoration:none}main{padding-top:65px!important;padding-bottom:80px!important}.eyebrow{color:#087d69;letter-spacing:2px;font-size:12px;font-weight:800}h1{font-size:clamp(32px,5vw,53px);line-height:1.15;letter-spacing:-1.5px;margin:15px 0}h2{font-size:23px;line-height:1.25;margin:0 0 16px}.lead{max-width:740px;font-size:19px;color:#52627a;margin-bottom:35px}.panel{background:white;padding:30px;border:1px solid #e5ebf1;border-radius:18px;box-shadow:0 10px 28px #10203008;margin:20px 0}.panel p{color:#65748a}.row{display:flex;align-items:center;justify-content:space-between;gap:18px}.button{background:#0a7f70;border:0;border-radius:10px;padding:13px 19px;color:white;font-weight:750;cursor:pointer;white-space:nowrap}.ghost{background:transparent;border:1px solid #aab6c2;padding:10px 15px;border-radius:9px;cursor:pointer}label{display:block;font-weight:650;margin:14px 0}input,select{display:block;width:100%;padding:12px;border:1px solid #d6dee8;border-radius:9px;margin-top:7px;font:inherit;color:#162b41;background:white}input:focus,select:focus{outline:2px solid #29b99c;outline-offset:1px}.tablewrap{overflow-x:auto}table{width:100%;border-collapse:collapse;min-width:750px}th{text-align:left;font-size:13px;color:#62748b}td,th{padding:10px 6px;border-bottom:1px solid #edf0f4}td input,td select{margin:0}td:nth-child(3){width:145px}td:nth-child(4){width:155px}.remove{border:0;background:#fff0f0;color:#a32828;border-radius:8px;padding:10px;cursor:pointer}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.metrics>div{background:#f1f7f7;border-radius:12px;padding:18px}.metrics small{display:block;color:#58706f}.metrics strong{font-size:22px}.bar{height:12px;border-radius:20px;background:#e8edf0;overflow:hidden;margin:24px 0}.bar span{display:block;background:#0a927a;height:100%;width:0}.notice{background:#e7f7f1;border-radius:10px;padding:14px 18px;color:#195947;margin:20px 0}.breakrow{display:flex;justify-content:space-between;border-bottom:1px solid #e8ecf1;padding:9px 0}.prose{max-width:850px;padding:25px 0}.prose h2{margin-top:24px}.prose p{color:#53657a}.links{padding-top:40px;border-top:1px solid #e3eaf0;margin-top:30px}.linkgrid,.guidegrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}.linkgrid a{background:white;padding:17px;border-radius:12px;color:#087a69;text-decoration:none;font-weight:700;border:1px solid #e5ebf1}.guidegrid a{color:#087a69;font-weight:700}.calc{max-width:760px}.result{margin-top:22px;padding:22px;border-radius:12px;background:#e7f7f1;font-size:18px;font-weight:700}footer{background:#101e32;color:#c2ccd7;padding:30px 0;font-size:13px}@media(max-width:700px){.panel{padding:18px}.row{align-items:flex-start;flex-direction:column}.metrics{grid-template-columns:1fr}.wrap{padding-left:17px;padding-right:17px}}